:root {
  --bw-navy: #0a1f44;
  --bw-navy-2: #123463;
  --bw-gold: #c9a84c;
  --bw-bg: #f5f7fb;
  --bw-text: #1e2f4e;
  --bw-muted: #5f6e8d;
  --bw-card: #ffffff;
  --bw-border: #dfe6f2;
}

* { box-sizing: border-box; }

body {
  margin: 0;
  font-family: Inter, "Open Sans", Arial, sans-serif;
  background: var(--bw-bg);
  color: var(--bw-text);
  line-height: 1.7;
}

a { color: #164b95; text-decoration: none; }
a:hover { text-decoration: underline; }

.bw-topbar {
  background: linear-gradient(120deg, var(--bw-navy), var(--bw-navy-2));
  color: #fff;
  padding: 18px 20px;
}

.bw-topbar-inner {
  max-width: 1100px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
}

.bw-brand {
  font-size: 1.05rem;
  font-weight: 700;
}

.bw-nav a {
  color: #dbe5f8;
  margin-left: 14px;
  font-weight: 600;
  font-size: 0.95rem;
}

.bw-nav a.active,
.bw-nav a:hover {
  color: var(--bw-gold);
}

main {
  max-width: 1100px;
  margin: 0 auto;
  padding: 24px 18px 50px;
}

.breadcrumb {
  font-size: 0.92rem;
  color: var(--bw-muted);
  margin-bottom: 14px;
}

.breadcrumb a { color: #365f9a; }

.bw-article {
  background: var(--bw-card);
  border: 1px solid var(--bw-border);
  border-radius: 14px;
  padding: 28px;
  box-shadow: 0 8px 24px rgba(10, 31, 68, 0.06);
}

.bw-article h1 {
  margin: 0 0 8px;
  color: var(--bw-navy);
  line-height: 1.25;
}

.bw-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 8px 16px;
  color: var(--bw-muted);
  font-size: 0.92rem;
  margin-bottom: 22px;
}

.bw-pill {
  display: inline-block;
  background: #eef3fb;
  color: #284573;
  border: 1px solid #d6e0ef;
  border-radius: 999px;
  padding: 3px 10px;
  font-size: 0.82rem;
  margin-right: 6px;
}

.bw-article h2,
.bw-article h3 {
  color: #112d5a;
  margin-top: 26px;
  line-height: 1.35;
}

.bw-article ul,
.bw-article ol {
  padding-left: 20px;
}

.bw-note {
  border-left: 4px solid var(--bw-gold);
  background: #fbf8ef;
  padding: 12px 14px;
  border-radius: 8px;
}

.bw-cta {
  margin-top: 28px;
  background: linear-gradient(135deg, #0a1f44 0%, #15417e 100%);
  color: #fff;
  border-radius: 12px;
  padding: 18px;
}

.bw-cta h3 { color: #fff; margin-top: 0; }

.bw-button {
  display: inline-block;
  background: var(--bw-gold);
  color: #1f2f4a;
  font-weight: 700;
  border-radius: 8px;
  padding: 10px 14px;
  text-decoration: none;
}

.bw-related {
  margin-top: 24px;
  border-top: 1px solid var(--bw-border);
  padding-top: 16px;
}

.bw-related ul { margin: 0; }

.bw-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 18px;
}

.bw-card {
  background: #fff;
  border: 1px solid var(--bw-border);
  border-radius: 12px;
  padding: 18px;
  box-shadow: 0 6px 18px rgba(10, 31, 68, 0.05);
}

.bw-card-icon {
  width: 42px;
  height: 42px;
  display: grid;
  place-items: center;
  border-radius: 9px;
  background: #ecf2ff;
  color: #0a1f44;
  font-size: 1.2rem;
  margin-bottom: 10px;
}

.bw-card h2,
.bw-card h3 {
  margin: 0 0 8px;
  color: #0b2a55;
  font-size: 1.15rem;
  line-height: 1.35;
}

.bw-card p {
  margin: 0 0 12px;
  color: #44567a;
}

.bw-footer {
  text-align: center;
  color: #5b6e91;
  font-size: 0.88rem;
  padding: 18px;
}

@media (max-width: 640px) {
  .bw-topbar-inner {
    flex-direction: column;
    align-items: flex-start;
  }

  .bw-nav a {
    margin-left: 0;
    margin-right: 12px;
  }

  .bw-article {
    padding: 18px;
  }
}